When it comes to enrolling in Medicare Advantage, the world is your oyster. With so many different plans and benefits available, choosing the best option for you (or a loved one) can be downright overwhelming. But don’t worry, you don’t have to do it alone! Here are three tips to help ensure you make the most of your new benefit.
Know what you need
First thing’s first - what do you need from your plan? For most people, this is probably going to come down to three main questions:
- Do I have the access I need? Is my provider part of the network, or are my medications covered?
- How much is it going to cost in premiums or copays?
- What extra benefits are offered as part of my plan?
Listing your priorities before looking at your options will not only help you focus on the necessities, but it will also help keep you from feeling overwhelmed.
Look for plans that can be personalized
When programs are offering the same benefits to a large population, it’s easy to feel like you get lost in the shuffle. Look for plans that can focus on you individually, keep you engaged, and provide some personalization with their benefits. Programs like Peerfit Move provide access to fitness studios and gyms in your local area, allowing you to choose whichever workout works best for you and your schedule.
Do your research
Often times, differences between plans can boil down to slight variations in supplemental benefits, which makes reading the fine print important. Do your research, note any and all differences in coverage, and phone a friend (or family member) if you’d like! Don’t be afraid to ask questions - this is about your health, you have the right to get any information you want or need to know.
Signing up for health insurance can feel like venturing into the wild, wild, West, but it doesn’t have to feel so overwhelming! With these tips, you’ll be on your way to maximizing your Medicare benefit in no time.